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HomeMy WebLinkAboutTownLake Audit 08-31-15TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT A Component Unit of the Town of Westlake FINANCIAL REPORT AUGUST 31, 2015 C O N T E N T S Page INDEPENDENT AUDITOR’S REPORT ..................................................................................... 1 MANAGEMENT’S DISCUSSION AND ANALYSIS (unaudited) ................................................ 4 BASIC FINANCIAL STATEMENTS Statement of Net Position .................................................................................................. 8 Statement of Revenues, Expenses, and Changes in Net Position .................................... 9 Statement of Cash Flows ................................................................................................ 10 Notes to Financial Statements ......................................................................................... 11 SUPPLEMENTAL INFORMATION Schedule I – Schedule of Revenues and Expenses – Budget and Actual ...................... 19 INDEPENDENT AUDITOR’S REPORT To the Board of Directors Texas Student Housing Authority – Jefferson Commons at Town Lake Project Report on the Financial Statements We have audited the accompanying statement of net position of Texas Student Housing Authority – Jefferson Commons at Town Lake Project (the Project), a component unit of Town of Westlake, as of August 31, 2015, and the related statements of revenues, expenses, and changes in net position, and cash flows for the year then ended, and the related notes to the financial statements, which collectively comprise the Project’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements The Project’s management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Project’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Texas Student Housing Authority – Jefferson Commons at Town Lake Project Page 2 Opinion In our opinion, the financial statements referred to above present fairly, in all material respects, the financial position of the Project as of August 31, 2015, and the changes in its financial position and its cash flows for the year then ended in accordance with accounting principles generally accepted in the United States of America. Emphasis of Matter Regarding Going Concern The accompanying financial statements have been prepared assuming that the Project will continue as a going concern. As discussed in Note 9 to the financial statements, the Project is in default on its bonds due to failure to meet certain bond covenants. This gives the bondholders the right to accelerate and demand payment on the bonds in full. This condition raises substantial doubt about the Project’s ability to continue as a going concern. Management’s plans regarding these matters also are described in Note 9. The financial statements do not include any adjustments that might result from the outcome of this uncertainty. Our opinion is not modified with respect to this matter. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis on pages 4 – 7 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming an opinion on the financial statements that collectively comprise the Project’s basic financial statements. The Schedule of Revenues and Expenses – Budget and Actual is presented for purposes of additional analysis and is not a required part of the basic financial statements. Texas Student Housing Authority – Jefferson Commons at Town Lake Project Page 3 The Schedule of Revenues and Expenses – Budget and Actual is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Schedule of Revenues and Expenses – Budget and Actual is fairly stated, in all material respects, in relation to the basic financial statements as a whole. WEAVER AND TIDWELL, L.L.P. Dallas, Texas December 18, 2015 MANAGEMENT’S DISCUSSION AND ANALYSIS (unaudited) TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED AUGUST 31, 2015 (unaudited) 4 As staff of the Texas Student Housing Authority – Jefferson Commons at Town Lake Project (the “Project”), we offer the readers of the Project’s financial statements this narrative overview and analysis of the financial activities of the Project for the fiscal year ended August 31, 2015. We encourage readers to consider the information presented herein in conjunction with the Project’s financial statements which follow this section. As the Project is a component unit of the Town of Westlake and is thus considered a governmental entity, Governmental Accounting Standards Board Statement 34, Basic Financial Statements—and Management’s Discussion and Analysis—for State and Local Governments has been implemented. The reader should note that this financial report addresses only the financial condition of the Project itself. FINANCIAL HIGHLIGHTS  The liabilities of the Project exceeded its assets at the close of the fiscal year by $11,379,873, a decrease of $929,868 from the prior year.  Operating revenue of $3,208,107 is $103,719 more than budget; and operating expenses of $1,761,820 is $103,725 more than budget.  At the end of the current fiscal year, the total cash balances were $256,209 in unrestricted cash and $232,333 in restricted cash. OVERVIEW OF THE FINANCIAL STATEMENTS This discussion and analysis is intended to serve as an introduction to the Project’s basic financial statements. The Project’s report consists of three parts: Management’s Discussion and Analysis, the basic financial statements (including notes to financial statements), and supplemental information. The basic financial statements include a statement of net position, statement of revenues, expenses and changes in net position, and a statement of cash flows. A supplemental schedule follows the notes to the financial statements. The Project is being treated as a going concern. The Project is in default on its bonds and is not financially able to make scheduled principal and interest payments on its outstanding debt. This is considered an event of default by the Trustee, which gives the bondholders the right to accelerate and demand payment of the bonds in full. Management and the property manager are in the process of developing plans to reduce concessions and rental compensation, coupled with small rate increases at the property to improve its financial performance. The statement of net position presents information on the Project’s assets and liabilities with the difference between the two reported as net position. The statement of revenues, expenses, and changes in net position accounts for all of the Project’s revenues and expenses regardless of when cash is paid or received. The statement of cash flows reflects cash inflows and outflows by operating, noncapital financing, capital financing, and investing activities during the year. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED AUGUST 31, 2015 (unaudited) 5 Table 1 provides a summary of the statement of net position for the current and prior fiscal years: TABLE 1 – NET POSITION 2015 2014 Current and other assets 506,236$ 546,550$ Capital assets 12,409,741 12,974,117 Total assets 12,915,977 13,520,667 Current liabilities 24,295,850 23,970,672 Net position: Net investment in capital assets (7,217,779) (7,005,616) Unrestricted (4,162,094) (3,444,389) Total net position (11,379,873)$ (10,450,005)$ Business-Type Activities Table 2 provides a summary of the statement of revenues, expenses, and changes in net position for the current and prior fiscal years: TABLE 2 – CHANGES IN NET POSITION 2015 2014 Total operating revenues 3,208,107$ 3,102,367$ Total operating expenses (2,326,196) (2,102,684) Total operating income 881,911 999,683 Interest income 100 3 Interest expense (1,811,879) (2,033,330) Total nonoperating expenses (1,811,779) (2,033,327) CHANGE IN NET POSITION (929,868) (1,033,644) NET POSITION, BEGINNING (10,450,005) (8,814,788) CUMULATIVE EFFECT OF CHANGE IN ACCOUNTING PRINCIPLE - (601,573) NET POSITION, ENDING (11,379,873)$ (10,450,005)$ Business-Type Activities TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED AUGUST 31, 2015 (unaudited) 6 NOTES TO THE FINANCIAL STATEMENTS The notes provide additional information that is essential to a full understanding of the data provided in the financial statements. Restricted Cash Restricted cash represents monies held in escrow by the Trustee and are restricted for the payment of expenses as outlined in the Installment Sale Agreement. As of August 31, 2015 these balances were as follows: Revenue Fund 168,464$ Repair and Replacement Fund 41,775 Fee and Expense Fund 22,094 Total 232,333$ Non-Restricted Cash Non-restricted cash is available for general use of the Project. Bonds Payable As of August 31, 2015, the following amounts on the Series 2002 A-1 and 2002 A-2 were payable: Series 2002 A-1 14,538,279$ Series 2002 A-2 5,089,241 Total 19,627,520$ Total principal and interest payments for the fiscal year ending August 31, 2015 were $1,583,218; $352,213 of which represented principal. ECONOMIC FACTORS AND NEXT YEAR’S BUDGET Leases at Town Lake are 12-month leases and occupancy for the fiscal year ending August 31, 2016 is forecast at 98%. Gross income expected to be slightly higher due to no longer giving CA's (community assistants) rental compensation and offering less renewal concessions. However, we anticipate more difficult market conditions due to competition renovations. As a result, rental rates will not see a large increase due to the competitive pressures in the market. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT MANAGEMENT’S DISCUSSION AND ANALYSIS YEAR ENDED AUGUST 31, 2015 (unaudited) 7 CONTACTING THE AUTHORITY’S FINANCIAL MANAGEMENT This financial report is designed to provide the reader with a general overview of the Project’s finances and to demonstrate the Project’s accountability for the money it receives. If you have any questions about this report, or need additional information, please contact Tracy Schornack at (817) 430-5874. BASIC FINANCIAL STATEMENTS TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT STATEMENT OF NET POSITION AUGUST 31, 2015 The Notes to Financial Statements are an integral part of this statement. 8 Current assets Cash 256,209$ Restricted cash 232,333 Accounts receivable 17,694 Total current assets 506,236 Capital assets Land 2,182,816 Other capital assets, net of accumulated depreciation 10,226,925 Total capital assets 12,409,741 Total assets 12,915,977 Current liabilities Accounts payable 333,378 Accrued liabilities 7,074 Unearned revenue and prepaid rent 145,275 Accrued interest 4,182,603 Bonds payable 19,627,520 Total current liabilities 24,295,850 Net investment in capital assets (7,217,779) Unrestricted (4,162,094) Total net position (11,379,873)$ NET POSITION ASSETS LIABILITIES TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET POSITION FOR THE YEAR ENDED AUGUST 31, 2015 The Notes to Financial Statements are an integral part of this statement. 9 OPERATING REVENUES Rental income 3,118,068$ Other income 90,039 Total operating revenues 3,208,107 OPERATING EXPENSES Personnel expenses 345,209 Contract services 51,335 Utilities 663,159 Travel 1,218 Repairs and maintenance 76,245 Turnover expenses 315,903 Advertising and promotion 45,368 Administration expenses 140,301 Management fees 123,082 Depreciation expense 564,376 Total operating expenses 2,326,196 OPERATING INCOME 881,911 NON-OPERATING REVENUES (EXPENSES) Interest income 100 Interest expense (1,811,879) TOTAL NON-OPERATING EXPENSES (1,811,779) CHANGE IN NET POSITION (929,868) NET POSITION, BEGINNING (10,450,005) NET POSITION, ENDING (11,379,873)$ TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT STATEMENT OF CASH FLOWS FOR THE YEAR ENDED AUGUST 31, 2015 The Notes to Financial Statements are an integral part of this statement. 10 CASH FLOWS FROM OPERATING ACTIVITIES Cash received from tenants 3,206,364$ Cash paid to suppliers (1,658,214) Net cash provided by operating activities 1,548,150 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Payments on bonds payable (352,213) Interest paid (1,231,005) Net cash used in capital and related financing activities (1,583,218) CASH FLOWS FROM INVESTING ACTIVITIES Interest received 100 Net change in cash and cash equivalents (34,968) CASH AND CASH EQUIVALENTS AT BEGINNING OF YEAR 523,510 CASH AND CASH EQUIVALENTS AT END OF YEAR 488,542$ Cash 256,209$ Restricted cash 232,333 Total cash and cash equivalents 488,542$ RECONCILIATION OF OPERATING INCOME TO NET CASH PROVIDED BY OPERATING ACTIVITIES Operating income 881,911$ Adjustments to reconcile operating income to net cash provided by operating activities: Depreciation expense 564,376 Changes in operating assets and liabilities: Accounts receivable 5,346 Accounts payable 103,246 Accrued liabilities 360 Unearned revenue and prepaid rent (7,089) Net cash provided by operating activities 1,548,150$ TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 11 NOTE 1. GENERAL STATEMENT Texas Student Housing Authority (the Authority), a higher education authority, was established on January 23, 1995, as a duly constituted authority of the Town of Westlake (the Town), Texas, pursuant to Section 53.11 of Chapter 53 of the Texas Education Code, as amended. The Authority’s purpose among other things is to acquire, finance, and operate student housing facilities. The Authority operates several student housing facilities in Texas and one of the housing projects is the Town Lake Austin Project (the Project). The Project was purchased from Jefferson Commons - Austin, L.P., a Delaware limited partnership on December 17, 2002. The Project obtained its financing through the issuance of Texas Student Housing Authority - Student Housing Revenue Bonds (Jefferson Commons at Town Lake Project) Series 2002 A-1 and A-2 (the Bonds). The Bonds were issued through a Trust Indenture (the Indenture) by and between the Authority and The Bank of New York (the Trustee). The Series 2002 A-1 and Series 2002 A-2 bonds were issued in the face amounts of $19,480,000 and $5,670,000, respectively. The accompanying financial statements present the operations of the one Project, whose revenue streams are pledged for the bonds described herein. The Project is managed and operated by Asset Campus Housing (ACH) under the terms of a Property Management and Leasing Agreement dated March 1, 2005. NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES A summary of the Project’s significant accounting policies consistently applied in the preparation of the accompanying financial statements follows: Reporting Entity For financial reporting purposes, management has considered all potential component units. The decision to include a potential component unit in the reporting entity was made by applying the criteria set forth in the Governmental Accounting Standards Board (GASB) Statement No. 14 as amended by GASB statements No. 39 and 61. The criteria used are as follows: Financial Accountability - The primary government is deemed to be financially accountable if it appoints a voting majority of the organization's governing body and (1) it is able to impose its will on that organization or (2) there is a potential for the organization to provide specific financial benefits to, or impose specific financial burdens on, the primary government. Additionally, the primary government may be financially accountable if an organization is fiscally dependent on the primary government regardless of whether the organization has a separately elected governing board appointed by a higher level of government or a jointly appointed board. Accordingly, the Project reports no component units. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 12 NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Measurement Focus and Basis of Accounting Measurement focus refers to what is being measured; basis of accounting refers to when revenues and expenditures are recognized in the accounts and reported in the financial statements. The Project uses the economic resources measurement focus and the accrual basis of accounting. The economic resources measurement focus means all assets and liabilities (whether current or noncurrent) are included in the statement of net position and the operating statement presents increases (revenues) and decreases (expenses) in net position. Under the accrual basis of accounting, revenues are recognized when earned and expenses are recognized when they are incurred. GASB is the accepted standards setting body for establishing generally accepted accounting principles (GAAP) for governments. Management uses estimates and assumptions in preparing financial statements in accordance with GAAP. Those estimates and assumptions affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities, and the reported revenues and expenses. Actual results could vary from the estimates that are used. Income Taxes The Project is an instrumentality of the Town and, therefore, its income is not subject to federal income taxation pursuant to Section 115 of the Internal Revenue Code. Cash and Cash Equivalents The Project considers all highly liquid investments with maturities of three months or less when purchased to be cash equivalents. As of August 31, 2015, the Project had no such investments included in cash and cash equivalents. In addition, the Project has restricted cash that is held by the Trustee for the Bonds payable under provisions of the Indenture. During the year ended August 31, 2015, the investment income received from cash was $100. See Note 3 for risk disclosures and breakdown of restricted cash accounts. Accounts Receivable Accounts receivable are stated at amounts management expects to collect from outstanding balances. At year end, management assesses the accounts receivable balance and establishes a valuation allowance based on historical experience and an evaluation of the outstanding balances. As of August 31, 2015, management has determined that all accounts doubtful of collection have been charged to operations and an allowance is not required. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 13 NOTE 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES – CONTINUED Advertising Costs All advertising costs are expensed as they are incurred. Advertising costs for the year ended August 31, 2015 were $45,368. Capital Assets Property and equipment have been recorded at the date of acquisition at cost. Routine maintenance and repair costs to ready the units for the next period are expensed as incurred. Expenses directly related to the improvement of property are capitalized at cost. The Project capitalizes the cost of roof replacements and expenses for other major property improvements. The Indenture provides for a replacement fund requirement. Depreciation is computed using the straight-line method over the estimated useful lives as follows: Estimated Asset Class Useful Lives Building and improvements 30 Capitalized purchase price 30 Land improvements 30 Unit appliances 5 Furniture and fixtures 10 Subsequent Events The Project has evaluated all events or transactions that occurred after August 31, 2015, and up through December 18, 2015, the date the financial statements were issued. NOTE 3. CASH AND INVESTMENTS Restricted Cash Restricted cash represents amounts placed on deposit in accounts and held by the Trustee, which are restricted for the payment of expenses as required by the Trust Indenture. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 14 NOTE 3. CASH AND INVESTMENTS – CONTINUED Restricted Cash – Continued As of August 31, 2015, restricted cash consisted of the following funds and accounts: Revenue Fund 168,464$ Repair and Replacement Fund 41,775 Fee and Expense Fund 22,094 Total 232,333$ The following is a brief description of the funds and accounts making up the restricted cash balance at year-end, as defined by the Trust Indenture: Revenue Fund – The Revenue Fund was established for monthly deposits from the depository account that holds general revenues of the Project. All monies are deposited in the Revenue Fund and then properly distributed to the other funds, as required by the Trust Indenture. Amounts in the fund at year-end represent amounts that have not been distributed to the other funds due to timing of the interfund transfers. Repair and Replacement Fund – Amounts in the Repair and Replacement Fund may be used to make mandatory repairs of the Project pursuant to the Trust Indenture. Fee and Expense Fund – The amounts on deposit in this account represent money set aside for future payments to the Program Administrator. The Public Funds Investment Act (Government Code Chapter 2256) contains specific provisions in the areas of investment practices, management reports and establishment of appropriate policies relating to a governmental entity’s cash and investments. Interest Rate Risk Interest rate risk is the risk that changes in market interest rates will adversely affect the fair value of an instrument. Generally, the longer the maturity of an investment the greater the sensitivity of its fair value to changes in market interest rates. The Project is not significantly exposed to interest rate risk as all investments earn a variable rate. Credit Risk Generally, credit risk is the risk that an issuer of an investment will not fulfill its obligation to the holder of the investment. This is measured by the assignment of a rating by a nationally recognized statistical rating organization. The Public Funds Investment Act has a minimum rating that is required for investments. The Project holds all of its cash and investments with the Trustee and commercial banks. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 15 NOTE 3. CASH AND INVESTMENTS – CONTINUED Concentration of Credit Risk The investment policy of the Project is subject to the Indenture of the Bonds. As of August 31, 2015, the Project held all of its restricted cash balances with the Trustee, which represents 47.6% of the total cash and investments held as of August 31, 2015. Custodial Credit Risk Custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, a government will not be able to recover its deposits or will not be able to recover collateral securities that are in the possession of an outside party. The custodial credit risk for investments is the risk that, in the event of the failure of the counterparty to a transaction, a government will not be able to recover the value of its investment or collateral securities that are in the possession of another party. The Public Funds Investment Act does not contain legal or policy requirements that would limit the exposure to custodial credit risk for deposits or investments, other than the following provision for deposits: The Public Funds Investment Act requires that a financial institution secure deposits made by state or local governmental units by pledging securities in an undivided collateral pool held by a depository regulated under state law (unless so waived by the governmental unit). The market value of the pledged securities in the collateral pool must equal at least the bank balances less FDIC insurance at all times. As of August 31, 2015, the Project has total cash of $488,542 (bank balance $463,476). Of the bank balance, $250,000 was covered by federal depository insurance, while the remaining balance was collateralized by a Bank Deposit Guarantee Bond in the amount of $2 million. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 16 NOTE 4. CAPITAL ASSETS Capital asset activity for the Project for the year ended August 31, 2015, was as follows: Beginning Retirements/ Ending Balance Additions Reclassifications Balance Capital assets, not being depreciated: Land 2,182,816$ -$ -$ 2,182,816$ Total capital assets, not being depreciated 2,182,816 - - 2,182,816 Capital assets, being depreciated: Building and improvements 13,270,150 - - 13,270,150 Capitalized purchase price 887,095 - - 887,095 Land improvements 2,806,596 - - 2,806,596 Unit appliances 295,134 - - 295,134 Furniture and fixtures 915,951 - - 915,951 Total capital assets, being depreciated 18,174,926 - - 18,174,926 Less accumulated depreciation for: Building and improvements (4,976,306) (442,339) - (5,418,645) Capitalization purchase cost (313,325) (28,485) - (341,810) Land improvements (882,909) (93,552) - (976,461) Unit appliances (295,134) - - (295,134) Furniture and fixtures (915,951) - - (915,951) Total accumulated depreciation (7,383,625) (564,376) - (7,948,001) Total capital assets, being depreciated, net 10,791,301 (564,376) - 10,226,925 Capital assets, net 12,974,117$ (564,376)$ -$ 12,409,741$ NOTE 5. BONDS PAYABLE The Bonds are tax-exempt governmental obligations under the Internal Revenue Code. The Bonds payable represent amounts due to the bondholders, via the Trustee, and payable under the terms of the Indenture dated November 1, 2002. The Bonds are payable solely from the revenues generated by the Project and are secured by the revenues pledged and assigned under the terms of the Indenture. The Town does not have any liability for the payment of the Bonds, as the Bonds are non-recourse to both the Town and the Authority. Interest rates on the Bonds range from 7.76% to 8.69% and are payable monthly each year thereafter. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 17 NOTE 5. BONDS PAYABLE – CONTINUED The following is a summary of long-term debt transactions of the Project for the year ended August 31, 2015: Amounts Beginning Ending Due Within Balance Increases Decreases Balance One Year Revenue Bonds: 2002 A-1 Bonds 14,890,492$ -$ (352,213)$ 14,538,279$ 382,998$ 2002 A-2 Bonds 5,089,241 - - 5,089,241 - Total 19,979,733$ -$ (352,213)$ 19,627,520$ 382,998$ The debt is to be amortized on the A-1 Bonds through 2033 and the A-2 Bonds through 2038. The A-2 Bonds have no regular principal payments until the year 2033. The Bonds also had a clause for an initial purchase release draw. The requirements for that draw were not met and during 2006, the funds held in the Initial Purchase Fund were applied to principal on the Bonds. The annual requirements to amortize all debts outstanding as of August 31, 2015, are as follows: Principal Interest Total -$ 3,931,163$ 3,931,163$ 382,998 1,508,639 1,891,637 413,797 1,477,840 1,891,637 447,074 1,444,563 1,891,637 483,026 1,408,611 1,891,637 521,870 1,369,767 1,891,637 3,310,558 6,147,627 9,458,185 4,873,699 4,584,486 9,458,185 6,737,498 1,707,029 8,444,527 2,457,000 - 2,457,000 Totals 19,627,520$ 23,579,725$ 43,207,245$ 2016 2021-2025 2026-2030 2036-2038 2020 2017 2018 2019 Year Ending August 31, 2031-2035 Past Due As of August 31, 2015, the Project was not in compliance with certain covenants of the Indenture and, therefore, the bonds payable are considered to be in default. GAAP requires that if the events of default occur, the liability should be disclosed as current on the financial statements. TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT NOTES TO FINANCIAL STATEMENTS 18 NOTE 6. NET POSITION Net position represents the residual assets after liabilities are deducted. Net position is reported in the following categories: Net Investment in Capital Assets – The component of net position that reports the difference between capital assets less both the accumulated depreciation and the outstanding balance of debt, excluding unspent proceeds, that is directly attributable to the acquisition, construction, or improvement of those capital assets. Unrestricted Net Position – The difference between assets and liabilities that is not reported in net position - net investment in capital assets and restricted net position. NOTE 7. RELATED PARTY TRANSACTIONS The Project paid management fees of $123,082 during 2015 to the Authority. NOTE 8. CONCENTRATIONS The Project consists of one property in Austin, Texas, and is dependent upon the Austin area and the higher education facilities in the Austin area for revenues. NOTE 9. GOING CONCERN The 2015 financial statements were prepared assuming the Project will continue as a going concern. The Project’s bonds payable are considered to be in default due to not making full principal and interest payments and, therefore, are reported as current liabilities. This is considered an event of default by the Trustee, which gives the bondholders the right to accelerate and demand payment of the bonds in full. This condition raises substantial doubt about the Project’s ability to continue as a going concern. Management and the property manager are in the process of developing plans to reduce concessions and rental compensation, coupled with small rate increases at the property to improve its financial performance. SUPPLEMENTAL INFORMATION TEXAS STUDENT HOUSING AUTHORITY – JEFFERSON COMMONS AT TOWN LAKE PROJECT SCHEDULE I – SCHEDULE OF REVENUES AND EXPENSES - BUDGET AND ACTUAL FOR THE YEAR ENDED AUGUST 31, 2015 19 Original and Final Budget Actual Variance REVENUES AND OTHER SUPPORT Rental income 3,013,988$ 3,118,068$ 104,080$ Other income 90,400 90,039 (361) Total revenues and other support 3,104,388 3,208,107 103,719 OPERATING EXPENSES Personnel expenses 299,639 345,209 (45,570) Contract services 82,600 51,335 31,265 Utilities 673,697 663,159 10,538 Travel - 1,218 (1,218) Repairs and maintenance 173,962 76,245 97,717 Turnover expenses 121,020 315,903 (194,883) Advertising and promotion 79,278 45,368 33,910 Administration expenses 103,723 140,301 (36,578) Management fees 124,176 123,082 1,094 Total operating expenses 1,658,095 1,761,820 (103,725) REVENUES AVAILABLE FOR FIXED CHARGES 1,446,293 1,446,287 (6) NONOPERATING REVENUES (EXPENSES) Depreciation and amortization - (564,376) (564,376) Interest - 100 100 Interest expense - (1,811,879) (1,811,879) Total non-operating expenses - (2,376,155) (2,376,155) Excess (Deficiency) of revenues over (under) expenses 1,446,293$ (929,868)$ (2,376,161)$