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HomeMy WebLinkAboutUniversity Tower and Fourm Audit 99-00 The University Tower and Forum (Lodgeco) Properties of the Texas Student Housing Corporation, a Component Unit of the Town of Westlake, Texas Financial Statements For the Year Ended August 31, 2000 and 1999 Prepared by: Charles Haynes Certified Public Accountant TABLE OF CONTENTS Independent Auditor's Report I Balance Sheet 2 Statement of Revenues and Expenses 3 Statement of Cash Flows 4 Notes to Financial Statements 5 Independent Auditor's Report on Additional Information 10 Consolidating Balance Sheet 1 I Consolidating Statement of Revenues and Expenses 12 Calculation of Amount Due to the Texas Student Housing Corporation Pursuant to Section 10.04 of the Installment Sale Agreement 13 Charles Haynes, CPA Certified Public Accountant 1903 Central Drive, Suite 300 Bedford, Texas 76021 (817) 545-1300 INDEPENDENT AUDITOR'S REPORT To the Board of Directors Texas Student Housing Corporation We have audited the accompanying financial statements of the University Tower and Forum (Lodgeco) of the Texas Student Housing Corporation (the "TSHC"), a component unit of the Town of Westlake, Texas, as of and for the year ended August 31, 2000 and 1999. These financial statements are the responsibility of the Texas Student Housing Corporation's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. As discussed in Note 1, the financial statements present only the Projects and are not intended to present fairly the financial position and results of operations of the Texas Student Housing Corporation, in conformity with generally accepted accounting principles. In our opinion, based on our audit the financial statements referred to above present fairly, in all material respects, the financial position of the Projects as of August 31, 2000 and 1999, and the changes in its net assets and cash flows for the periods then ended in conformity with generally accepted accounting principles. Bedford, Texas February 25, 2001 THE UNIVERSITY TOWER and the FORUM (LODGECO) PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Consolidated Balance Sheet August 31, 2000 and 1999 AUGUST 31, 2000 1999 CURRENT ASSETS: Cash and cash equivalents $ 1,095,934 $ 1,869,696 Trade accounts receivable 2,140,239 2,513,594 Interproject receivable 50,000 Other receivable-SSRS 23,674 Inventory 26,935 41,952 Prepaid and other 59,757 188,485 3,396,539 4,613,727 PROPERTY AND EQUIPMENT: Land 2,100,000 2,100,000 Buildings and improvements 22,361,256 22,072,124 Furniture, fixtures and equipment 2,539,616 1,984,802 27,000,872 26,156,926 Less: Accumulated depreciation 5,076,427 3,881,303 21,924,445 22,275,623 TOTAL ASSETS $ 25,320,984 $ 26,889,350 CURRENT LIABILITIES: Trade accounts payable $ 171,218 $ 769,255 Notes payable - - Property taxes payable 112,507 274,130 Interproject payable 174,163 106,240 Scholarships awarded 32,334 90,295 Deferred income 3,997,503 4,527,444 Other 5,005 105,325 4,492,730 5,872,689 LONG-TERM LIABILITIES: Equipment debt obligation 477,982 - Long-term debt 24,000,000 24,000,000 Accrued interest 8,516,269 6,099,631 32,994,251 30,099,631 TOTAL LIABILITIES 37,486,981 35,972,320 NET ASSETS (LIABILITIES)-UNRESTRICTED (12,165,997) (9,082,970) TOTAL LIABILITIES AND NET ASSETS $ 25,320,984 $ 26,889,350 2 THE UNIVERSITY TOWER AND FORUM (LODGECO) PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Consolidated Statement of Revenues and Expenses For the Year Ended August 31, 2000 and 1999 AUGUST 31, 2000 1999 OPERATING REVENUES: Rents $ 5,383,855 $ 5,982,742 Daily rental - 26,556 Property activity, processing and maintenance fees 294,353 345,482 Dormitory phone service 126,339 201,643 Other 110,145 121,342 5,914,692 6,677,765 OPERATING EXPENSES: Property management 1,123,579 1,035,567 Food cost of sales 592,547 595,613 Other food expense 543,453 528,291 Phone expense 215,672 241,717 General and administrative 314,442 341,057 Energy costs 492,171 493,410 Real estate taxes and insurance 313,61 B 274,775 Maintenance and property operations 530,424 696,942 Management fees 167,496 139,992 Depreciation 1,195,124 1,160,268 5,488,526 5,507,632 EXCESS OF REVENUE OVER (UNDER) EXPENSE FROM OPERATIONS 426,166 1,170,133 Interest expense 3,561,013 3,298,113 Scholarship expense 32,334 53,334 EXCESS OF REVENUE OVER (UNDER) EXPENSE (3,167,181) (2,181,314) NET ASSETS AT BEGINNING OF PERIOD (9,082,970) (6,901,656) Prior Period Adjustment(Note 8) 84,154 NET ASSETS AT END OF PERIOD $ (12,165,997) $ (9,OB2,970) The accompanying notes are an integral part of these financial statements 3 THE UNIVERSITY TOWER AND FORUM (LODGECO) PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Consolidated Statement of Cash Flows For the Year Ended August 31, 2000 and 1999 AUGUST 31, 2000 1999 CASH FLOWS FROM OPERATING ACTIVITIES Excess of revenue over(under)expense $ (3,167,181) $ (2,181,314) Adjustments to reconcile change in net assets to net cash provided by operating activities: Depreciation 1,195,124 1,160,268 Changes in operating assets and liabilities: (Increase)decrease in accounts receivable 373,355 123,591 (Increase) decrease in intercompany receivable (50,000) (106,271) (Increase) decrease in inventories 15,017 7,225 (Increase) decrease in other current assets 128,728 (159,114) (Increase) decrese in other receivables (23,674) Increase(decrease) in trade payables (598,037) 583,643 Increase(decrease) in intercompany payables 99,967 330,453 Increase (decrease) in property taxes payable 6,267 (2,670) Increase (decrease) in scholarships awarded (57,961) 53,334 Increase (decrease) in deferred income (529,941) (1,443,795) Increase (decrease) in other liabilities _ (100,320) 98,538 NET CASH PROVIDED (USED) BY OPERATING ACTIVITIES (2,708,656) (1,536,112) CASH FLOWS FROM INVESTING ACTIVITIES (Purchase) of property and equipment (843,946) (853,628) (Gain) on sale of assets NET CASH (USED) IN INVESTING ACTIVITIES (843,946) (853,628) CASH FLOWS FROM FINANCING ACTIVITIES Increase (decrease) in capital lease obligations 477,982 - Increase(decrease) in notes payable - - Increase in long-term debt - - Increase (decrease) in accrued interest 2,416,638 2,615,355 NET CASH PROVIDED BY FINANCING ACTIVITIES 2,894,620 2,615,355 Increase(decrease) in cash and cash equivalents (773,762) 225,615 Beginning cash and cash equivalents 1,869,696 1,644,081 ENDING CASH AND CASH EQUIVALENTS $ 1,095,934 $ 1,869,696 SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION Cash paid during the year for: Interest $ 3,561,013 $ 3,298,113 Income taxes - - The accompanying notes are an integral part of these financial statements 4 THE UNIVERSITY TOWER AND FORUM (LODGECO) PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Notes to Financial Statements August 31, 2000 Note 1 —Basis of Presentation and Summary of Significant Accounting Policies Introduction The accompanying financial statements relate to the operation of The University Tower (the "Tower"), and the Forum (the "Forum") located in Bryan, Texas (collectively referred to as the "Projects"). The Projects are owned by the Texas Student Housing Corporation (the "TSHC"), and are operated and managed under an agreement with SSRS, Inc., a professional property management firm. The TSHC is a Component Unit of the Town of Westlake, Texas. The Tower is comprised of two attached and fully integrated buildings. The first portion, a two-story structure, was constructed in 1963, and refurbished in 1989 and 1990. The second portion, a seventeen-story tower, was constructed in 1985. Together, the Tower consists of 843 dormitory units. The Forum was constructed in 1964 and consists of 236 units. Effective January 20, 1996, the TSHC purchased the Tower, Forum and five (5) of the Other Properties from Lodgeco Properties, Ltd. for $24,000,000. The accompanying financial statements for the Projects reflect comparative revenues and expenses and cash flows for the year ended August 31, 2000 and 1999. Basis of presentation Financial statement presentation follows the recommendations of the Financial Accounting Standards Board in its Statement of Financial Accounting Standards (SFAS) No. 117, Financial Statements of Not-for-Profit Organizations. Under SFAS No. 117, the TSHC is required to report information regarding its financial position and activities according to three classes of net assets: (1) unrestricted net assets, (2) temporarily restricted net assets, and (3) permanently restricted net assets. All of the net assets of the TSHC are unrestricted. See independent auditor's report 5 Basis of accounting The accompanying financial statements have been prepared using the accrual basis of accounting and accordingly reflect all significant receivables, payables, and other assets 1 liabilities. Revenue recognition Revenues received in advance for housing leases, property activity fees, and maintenance fees are deferred and recognized over the term of the leases. Dousing leases are classified as operating and are for periods ranging from five to twelve months. Revenue from non- refundable processing and late charge fees is recognized when received. Daily rental revenue is recorded daily on a check-in basis. All other daily rental revenue is recognized when earned. Cash and cash equivalents For purposes of the statement of cash flows, all unrestricted highly liquid investments with initial maturities of three months or less are considered to be cash equivalents. Accounts receivable The accounts receivable include amounts due from tenants for leases, activity fees late charges and maintenance fees, and are stated net of all known uncollectible accounts. The Projects use historical experience to determine allowances for doubtful accounts. At August 3 I, 2000, management represented that no allowances were necessary. Income tax status TSHC is exempt from federal income tax under the Internal Revenue Code as an entity acting "on-behalf of a municipality of the State of Texas. Inventory Inventory consists of food and food related items consumed in the normal course of operation of a dormitory establishment. It is recorded at the lower of cost or market on a first-in, first- out basis. Property and equipment Property and equipment is carried at cost. Depreciation is computed using the straight-line method over the estimated useful life. All expenditures for property and equipment greater than or equal to $500 and has a useful life longer than two years or is an improvement to the property which by the nature of the expenditure is not a repair or routine maintenance, are capitalized. See independent auditor's report 6 Use of estimates Management of the Projects has made a number of estimates and assumptions relating to the reporting of assets and liabilities, and the disclosure of contingent assets and liabilities to prepare these financial statements in conformity with generally accepted accounting principles. Actual results could differ from those estimates. Note 2 —Related Party Transactions During the period ended August 31, 2000, the Projects made payments and collected funds on behalf of other properties within the Projects for various reasons, all in the ordinary course of business. These advances to and from each property have been offset against one another and eliminated in the accompanying consolidated balance sheet. Note 3 —Future Minimum Rentals under Housing Leases The Projects have entered into housing 2000 contracts with individuals which relate to contract lease periods that extend beyond August 31, 2000. As of August 31, 2000, the future minimum lease revenue under non-cancelable housing leases for housing within the Projects is $3,778,005. Note 4—Property and Equipment The Projects' property and equipment at August 31, 2000 was comprised of the following: Buildings& Furniture& Machinery& Accumulated Land Improvements Fixtures Equipment Depreciation Total Tower and 5 Other Properties $1,700,000 $19,625,834 $1,607,570 $697,845 ($4,475,359) $19,372,824 Forum 400,000 2,735,423 199,248 34,953 (601,068) 2,902,799 Totals $2,100,000 $22,361,256 $1,806,818 $732,798 ($5,076,427) $21,924,445 Note 5 — Obligations under Leases As of August 31, 2000 there are no significant obligations for future payments under operating equipment leases. Note 6 —Long-Term Debt Lodgeco Installment Debt Obligation TSHC has the following obligations for these"Projects" pursuant to Installment Sales Agreement (the"Agreement") related to the Projects: See independent auditor's report 7 Lod eco Pro ierties Ltd. Mart a e Payable Bearin 12% Interest • Payable in monthly installments including interest of variable minimum amounts, as defined in the Agreement • Unpaid portion due January 19, 2021 • Secured by facilities, properties and net revenues of the Projects $24,000,000 The Agreement provides for 2.5% of net operating income as therein defined to be retained by the TSHC. The bylaws of the TSHC provide for these funds to be used to fund a student assistance program that provides education and/or housing assistance to qualifying students. The Agreement requires any remaining net operating income, after reduction for amounts paid to the Reserve Replacement Fund (defined in the Agreement) and the amount due TSHC, be applied to any outstanding and unpaid interest, and then principal. No repayment of the principal portion of long-term debt is anticipated during the five-year period subsequent to August 31, 2000. The Texas Student Housing Corporation is not currently in compliance with the provisions of the "Lodgeco" Installment Obligation Agreement, which requires certain minimum payments to be paid each fiscal year. In the current year ended, August 31, 2000, the minimum installment payments paid versus the amount scheduled per the sales agreement and installment obligation were underpaid by $1,653,440 for the Tower and $250,000 for the Forum. As of the date of issuance of this report, the note holder's legal representative has represented that no demand for acceleration of the note is currently being sought and as in previous years will continue being sought and as in previous years will continue to defer interest expense shortfalls of the minimum payments. Equipment Debt Oblation The equipment debt obligation consists of a form of debt known as a municipal capital lease, between the Bank of Texas, N.A. Dallas, Texas "Lessor", and Texas Student Housing Corporation, "Leasee". The debt obligation has a calculated principal and interest component therefore is presented in a form that reflects balances of outstanding principal due. The original amount of principal obligation was $500,000, which was funded on April 14, 2000. The term of the obligation is 72 months and the obligation bears interest at a rate of 7.9%, with monthly payments of$8,742,23, The final payment is due May 1, 2006. The proceeds from this debt were used to purchase the equipment and wiring in addition to the installation of same to create an ISP at the University Tower property. The obligation is collateralized by the equipment that the "Lessee" holds at the Tower. Payments of the debt See independent auditor's report obligation are subject to a certain Subordination Agreement between the Lessee, SSRS Management, Inc. and Lodgeco, Ltd. that calls for a specific order of payments from net proceeds from the operations of the Tower and Forum properties. Future Payments due Total Payments Principal Portion Interest Portion In fiscal year ended: 2001 $ 96,164.53 $ 63,617.29 $ 32,547.24 2002 104,906.76 74,843.42 30,063.34.. 2003 104,906.76 80,974.90 23,931,86 2004 104,906.76 87,608.71 17,298.05 2005 104,906.76 94,785.97 10,120.79 2006 78,680.07 76,151.21 2 528.86 Totals $594 471.64 $477 981.50 $116,490.14 Note 7 — Commitments and Continjaencies The Tower and the Forum have entered into certain annual maintenance and monitoring contracts in the ordinary course of business. These agreements have an element of liability similar to many other promises to pay vendors and suppliers in the normal business operations, therefore a quantification of their potential commitment amounts has not been performed at year end, These agreements are on fire alarm systems, security systems, elevators, and HVAC monitoring. Note 8 —Prior Period Adjustment In the current year, certain scholarships awarded in the previous year were recognized as being "earned" through the use of Texas Student Housing Corporation's room and board facilities, without charge to the students. These amounts of"earned" room and board were recognized for book purposes as other revenue, since they had been recorded in the books as scholarship expense, in the prior year of award. However, a portion of the prior years scholarships awarded were recorded as a prior period adjustment in the current year financial statements, since they were earned in a prior fiscal year. These amounts are reflected as a prior period adjustment to the net assets account and are not recognized in the current year revenues or expenditures, in order to prevent any distortion of the current year operations. See independent auditor's report 9 Charles Haynes, CPA Certified Public Accountant 1903 Central Drive, Suite 304 Bedford, Texas 76021 (817) 545-1300 INDEPENDENT AUDITOR'S REPORT ON ADDITIONAL INFORMATION To the Board of Directors Texas Student Housing Corporation Our report on the accompanying financial statements of the University Tower and the Forum, (the "Projects," more fully described in Note 1) of the Texas Student Housing Corporation (the "TSHC"), a component unit of the Town of Westlake, Texas, as of and for the years ended August 31, 2000 and 1999, appears on page 1. Our audit was conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The Consolidating Balance Sheet, Consolidating Statement of Revenues and Expenses, and the schedule entitled, "Calculation of Amount Due to the Texas Student Housing Corporation Pursuant to Section 10.04 of the Installment Sale Agreements" are not required parts of the basic financial statements. This information has been subjected to the auditing procedures applied in the audit of the basic financial statements. In our opinion, this information is fairly stated in all material respects in relation to the basic financial statements taken as a whole. Bedford, Texas February 25, 2001 10 F THE UNIVERSITY TOWER AND FORUM LODGECO PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Consolidating Balance Sheet August 31, 2000 and 1999 2000 university Eliminations Tower Forum DR!(CRI Combined CURRENT ASSETS: Cash and cash equivalents $ 1,450,572 $ (354,638) $ $ 1,095,934 Trade accounts receivable 2,046,621 93,618 - 2,140,239 Interproject receivable 347,832 - (297,832) 50,000 Other receivable-SSRS 29,674 23,674 Inventory 26,935 - 26,935 Prepaid and other 57,113 2,644 59,757 3,952,747 (258,376) (297,832) 3,396,539 PROPERTY AND EQUIPMENT: Land 1,700,000 400,000 2,100,000 Buildings and Improvements 19,625,833 2,735,423 22,361,256 Furniture,fixtures and equipment 2,305,415 234,201 2,539,616 23,631,248 3,369,624 27,000,872 Less:Accumulated depreciation 4,475,359 601,068 5,076,427 19,155,889 2,768,556 21,924,445 TOTAL ASSETS $ 23,108,636 $ 2,510,180 $ (297,832) $ 25,320,984 CURRENT LIABILITIES: Trade accounts payable $ 169,358 $ 1,660 $ $ 171,218 Notes payable - Interproject payable 174,163 297,832 (297,832) 174,163 Property taxes payable 93,623 18,884 - 112,507 Scholarships awarded 32,334 - 32,334 Deferred income 3,997,503 3,997,503 Other 5,005 - 5,005 4,471,986 318, 76 (297,832) 4,492,730 LONG-TERM LIABILITIES: Equipment debt obligation 477,982 - 477,982 Long-term debt 21,000,000 3,000,000 24,000,000 Accrued interest 7,047,854 1,468,415 8,516,269 28,525,836 4,468,415 32,994,251 TOTAL LIABILITIES 32,997,822 4,786,991 (297,832) 37,486,981 NET ASSETS(LIABILITIES)-UNRESTRICTED (9,889,186) (2,276,811) (12,165,997) TOTAL LIABILITIES AND NET ASSETS $ 23,108,636 $ 2,510,180 $ (297,832) $ 25,320,984 The accompanying notes are an integral park of these financial statements 11 1999 University Eliminations Tower Forum DR!(CR) Combined $ 1,753,440 $ 116,256 $ - $ 1,869,696 2,110,126 403,468 2,513,594 117,642 - (117,642) 0 34,602 7,350 - 41,952 182,165 6,320 - 188,485 4,197,975 533,394 (117,642) 4,613,727 1,700,000 400,000 - 2,100,000 19,342,374 2,729,750 - 22,072,124 1,752,264 232,538 - 1,984,802 22,794,638 3,362,288 - 26,156,926 3,421,814 459,489 - 3,881,303 19,372,624 2,902,799 - 22,275,623 $ 23,570,799 $ 3,436,193 $ (117,642) $ 26,889,350 $ 671,842 $ 97,413 $ - $ 769,255 274,130 117,642 117,642 274,130 86,675 19,565 - 106,240 77,568 12,727 - 90,295 3,865,480 661,964 - 4,527,444 106,699 (1,374) 105,325 5,082,394 907,937 117,642 5,872,688 21,000,000 3,000,000 - 24,000,000 4,988,322 1,111,309 - 6,099,631 25,988,322 4,111,309 - 30,099,631 31,070,716 5,019,246 117,642 35,972,319 (7,499,917) (1,583,053) - (9,082,969) $ 23,570,799 $ 3,436,193 $ 117,642 $ 26,889,350 THE UNIVERSITY TOWER AND FORUM (LODGECO) PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Consolidating Statement of Revenues and Expenses For the Year Ended August 31, 2000 and 1999 2000 University Tower Forum Combined OPERATING REVENUES: Rents $ 4,705,211 $ 678,644 $ 5,383,855 Daily rental Property activity,processing and maintenance fees 294,353 - 294,353 Dormitory phone service 102,977 23,352 126,339 Other 91,804 18,341 110,145 5,194,345 720,347 5,914,692 OPERATING EXPENSES: Property operating 948,661 174,918 1,123,579 Food cost of safes 474,722 117,825 592,547 Other food expense 413,023 130,430 543,453 Phone expense 159,233 56,439 215,672 General and administrative 283,525 3D,917 314,442 Energy costs 378,196 113,975 492,171 Real estate taxes and Insurance 264,185 49,433 313,618 Maintenance and property operations 416,446 113,978 530,424 Management fees 139,992 27,504 167,496 Depreciation 1,053,544 141,580 1,195,124 4,531,527 956,999 5,488,526 EXCESS OF REVENUE OVER(UNDER) EXPENSE FROM OPERATIONS 662,818 (236,652) 426,168 Interest expense 3,103,907 457,106 3,561,013 Scholarship expense 32,334 - 32,334 EXCESS OF REVENUE OVER(UNDER) EXPENSE (2,473,423) (693,758) (3,167,181) NET ASSETS AT BEGINNING OF PERIOD (7,499,917) (1,583,053) (9,082,970) Prior Period Adjustment(Note 8) 84,154 84,154 NET ASSETS AT END OF PERIOD $ (9,889,186) $ (2,276,811) $ (12,165,997) The accompanying notes are an integral part of these financial statements 12 1999 University Tower Forum Combined $ 5,094,468 $ 888,274 $ 5,982,742 26,556 - 26,556 292,829 52,653 345,482 160,159 41,484 201,643 106,490 14,852 121,342 5,680,502 997,263 6,677,765 642,468 193,099 1,035,567 452,209 143,404 595,613 399,835 128,456 528,291 179,909 61,806 241,717 296,305 44,752 341,057 390,185 103,225 493,410 229,391 45,384 274,775 538,744 158,198 696,942 139,992 - 139,992 1,018,896 141,372 1,160,268 4,487,934 1,019,698 5,507,632 1,192,568 (22,435) 1,170,133 2,859,478 438,635 3,288,113 46,889 6,445 53,334 (1,713,799) (467,515) (2,181,314) (5,786,118) (1,115,538) (6,901,656) $ (7,499,917) $ (1,583,053) $ (9,082,970) THE UNIVERSITY TOWER AND FORUM (LODGECO) AND VARIOUS OTHER RELATED PROPERTIES OF THE TEXAS STUDENT HOUSING CORPORATION, A COMPONENT UNIT OF THE TOWN OF WESTLAKE, TEXAS Calculation of Amount Due to the Texas Student Housing Corporation Pursuant to Section 10.04 of the Installment Sale Agreements For the Year Ended August 31, 2000 Lodgeco Excess of revenue over(under) expense from operations before current year scholarships $ 385,560 Add: Non-operating 1 maintenance expenses Depreciation $ 1,195,125 1,195,125 Less: Amounts deposited into the Replacement Reserve Fund 234,000 Scholarships Earned - Current Year 53,334 287,334 NET OPERATING INCOME AS ADJUSTED FOR SCHOLARSHIP CALCULATION $ 1,293,351 AMOUNT DUE TO THE TEXAS STUDENT HOUSING CORPORATION (2'/2%) $ 32,334 13